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
실물자산과 비실물자산
경제 뉴스를 보다보면 경기가 침체될때 실물자산에 투자하는 것이 금융자산에 투자하는 것보다 안전합니다. 통화량이 증가하고 경기가 활성화되면 실물자산보다 금융자산에 투자하는 것이 수익성이 높습니다. 와 같은 말을 종종 접합니다. 여기서 실물자산과 비실물자산은 무엇을 의미하며 각각의 자산에는 무엇이 포함되어 있을까요?
실물자산
실물자산이란 눈에 보이는 형태가 있는 즉, 실제하는 자산을 의미합니다. 실물자산에는 토지, 건물, 집, 자동차, 금, 기계설비, 원료, 도로, 예술작품, 생물, 연구개발물 등이 있습니다.
비실물자산
비실물자산은 실물자산과는 반대의 개념으로 금융자산이라고도 합니다. 금융자산은 원금손실의 우려도 있고 실물자산에 비해 수익성이나 변동성이 높습니다. 금융자산의 종류에는 예금, 적금, 주식, 채권, 펀드, 파생상품 등이 있습니다.
실물자산과 비실물자산의 종류와 특징
항목 실물자산 비실물자산 (금융자산) 종류 토지, 건물, 아파트, 오피스텔, 기계설비, 자동차, 금, 원료, 도로, 예술작품, 연구개발물 예금, 적금, 주식, 채권, 펀드, 파생상품 원금손실 가능성 낮음 높음 수익성 낮음 높음 가격 변동성 낮음 높음 유동성 낮음 높음
실물자산과 비실물자산의 특징 비교표
인플레이션이 발생하면 어느 자산에 투자해야하나요?
인플레이션은 물가 상승을 의미합니다. 물가가 상승하게 되면 토지, 건물, 집, 금과 같은 실물자산의 가격 또한 상승하게 되고, 금융자산의 가치를 평가하는 통화의 가치가 떨어지게 되므로 인플레이션이 발생하면 금융자산보다 실물자산에 투자하는 것이 유리합니다.
암호화폐는 실물자산인가요 금융자산인가요?
현재로서는 암호화폐는 실물자산도 금융자산도 아닌 가상자산으로 분류됩니다. 현재 가상자산의 종류는 아래와 같습니다.
– 화폐, 재화, 용역 등으로 교환될 수 없는 전자적 증표 – 게임물의 이용을 통하여 획득한 유 무형의 결과물 – 전자등록주식 – 전자어음 – 전자선하증권 – 거래의 형태와 특성을 고려하여 대통령령으로 정하는 것